Developing bank-grade digital credit scorecards built on mobile device metadata

Singapore, Singapore
Founder and Chief Executive Officer
Peter Barcak
Year founded

Credolab develops bank-grade digital scorecards for banks, lenders, pay later, e-commerce and ride-hailing players, and any other industry at the intersection of financial services. Built on over 22 million loan applicants across over 70 lending partners, its artificial intelligence (AI)-based algorithm crunches millions of features from opt-in, anonymous smartphone and web behavioural metadata to find the most predictive behavioural patterns before converting them into credit scores.

Credolab is committed to making credit available to all. We do this by giving businesses access to a fresh perspective on risk with our embedded scoring and the confidence to say “yes”.
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